Home warranty pricing
How much does a home warranty cost?
United Home Warranty plans start at $19.99 a month. What you pay depends on the plan, your service call fee, and any add-ons — here’s a plain breakdown so there are no surprises.
Get your exact priceUnited Home Warranty plan pricing
Monthly pricing by plan. The range reflects your choice of service call fee — a lower fee means a slightly higher monthly price.
Plus a flat $75 trade service call fee per repair visit. Your first service request each term has the fee included.
What affects your price
The plan you choose
Appliance-only coverage costs less than a whole-home plan that also protects your heating, cooling, electrical, and plumbing systems.
Your trade service call fee
You can pick a lower monthly price with a higher service call fee, or a higher monthly price with a lower fee. It’s the small amount you pay per repair visit.
Optional add-ons
Extras like a guest unit, pool/spa, well pump, or dedicated electronics coverage add to the price only if you choose them.
Your state
Pricing varies slightly by state based on local repair costs and regulations.
Is a home warranty worth the cost?
One major repair often costs more than a full year of coverage. A new HVAC system can run several thousand dollars, and a water heater, refrigerator, or oven can each cost hundreds to fix or replace. With a home warranty, you pay a predictable monthly price and a flat service fee instead of a surprise bill.
There’s no limit on the number of covered repairs during your term, you can file a claim online 24/7, and we send a licensed technician — so you’re not scrambling to find one or paying full retail price.
