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Buying & Selling · 5 min read

The Closing-Table Checklist: 7 Things Homebuyers Should Ask For

Beyond the keys: the documents, histories, and protections worth requesting before you sign — while you still have leverage.

At the closing table, you have more leverage than you will ever have again with this seller. Most buyers use none of it. Here's what to ask for while asking is still free.

1. Service records for the big systems

Who serviced the HVAC, and when? A folder of maintenance receipts tells you the equipment was loved. Silence tells you something too.

2. Ages, in writing

Installation dates for the roof, AC, furnace, and water heater. "Newer" is a feeling; "installed 2019" is a fact you can budget around.

3. Appliance manuals and warranty papers

Any manufacturer warranties still in force — some transfer to new owners, and you can't claim what you don't know exists.

4. The contractor list

Ask which plumber, electrician, or HVAC company the sellers used. In your first emergency, a name that already knows the house is gold.

5. A home warranty for your first year

Commonly negotiated, inexpensive for the seller, and it means your first year of surprise breakdowns costs a flat service fee instead of whatever the emergency market charges. If the seller won't include it, you can add one yourself — it's still the cheapest peace of mind in homeownership.

6. Utility history

Twelve months of bills reveals more about insulation and HVAC health than any listing photo.

7. The little keys and codes

Garage remotes, mailbox keys, irrigation controllers, smart-thermostat logins. Unsexy — until you're locked out of your own sprinkler system in August.

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